Negligent Security Recorded Statement

Answer:

If somebody is the victim of a crime that could lead to a negligent security claim, the insurance carrier for the property owner will often ask the injured party to provide a recorded statement. We are often asked if this is a good idea, and the answer is always no. Don’t ever give such a statement. While you think you may be doing your case a service, you are actually harming it. While you are not familiar with this process and don’t know what to expect, the insurance company will use a trained claims examiner who will ask questions in a manner that may get you to misrepresent what truly occurred. This could harm your case as it goes forward. Don’t ever give an insurance company a recorded statement if you don’t have a lawyer present. There is nothing to be gained by doing this, and you have no obligation to provide such a statement.